Dude can i borrow your car

Letting friends borrow your car opens up many different questions about insurance and liability. So, are you covered if your friend wants to borrow your car? Keep reading to discover the answer! Are you covered if a friend borrows your car? So while you can grant permission for someone else to use your vehicle, it is your own insurance policy that will be used to cover damage sustained in an accident.

For example, maybe your buddy asks to borrow your car one day to run a quick errand. In that case, you are likely fine simply relying on your own personal car insurance in case any accidents happen. On paper, the fact that your friend will be covered under your insurance sounds good.

Everyone wins…right? But in certain circumstances, a combination of insurance policies and local laws might leave you holding the bag if something goes wrong. Farhahbatrisyia Use "can you lend me your car? But you can say "Can I borrow your car? Borrow is the wrong word, please don't use borrow! Lend means 'give something to someone for a short time, expecting that you will get it back' Borrow is a regular verb meaning 'get something from someone, intending to give it back after a short time': Could Iborrow your pen for a minute, please?

A has a pen. B does not. B can ask A "Can I borrow your pen? A can then lend his pen to B. Though policies will vary, the general rule is that anyone living in your house is typically covered when driving your car, unless expressly excluded on the policy.

Permissive use generally applies in these cases. Your friend borrows your car and has an accident three blocks from your home, and severely injures the driver of the other vehicle.

There, smiling at me, I find one of my friends for argument's sake let's pretend I have more than one. Can I borrow your car? I'm not sure how the dream ends because it's at this point that I wake up screaming. Is there a more vexing request? The legal aspects of such a loan have been dealt with in various articles, including one a year back in this newspaper. When a person borrows your car they're also borrowing your car insurance.

If they get in an accident it's your rates that will go up. Such legal implications are important but, even if there weren't any, I would still find "Can I borrow your car? Why not, "Can I borrow all your blood? Yet my night terror got me thinking. Perhaps my aversion to automotive swinging was an over-reaction.

While the idea of someone asking to borrow my Dodge Grand Caravan might seem perverse, almost a criminal imposition, maybe there might be, under certain strange and strained circumstances, a moment when lending my car would be a statistical possibility. In other words: it could happen. The nightmare forced me to consider under what conditions I would lend my car and to whom? I made a quick list. Technically not a "lend" as she paid for half of car.